About Us

Our History & Mission


Established in 1879, the Merchants National Bank is an independent institution built upon a foundation of financial strength and customer service.

The employees of the Merchants National Bank specialize in providing exceptional service on a personal level. We are large enough to provide financial products at competitive prices yet small enough to know our customers. We offer Real Estate, Construction, Bridge, Commercial and Installment loans, all designed to meet your needs! The deposit products and services we provide have all the benefits and features you desire. We offer No Service Charge Checking, Interest Bearing Checking, Money Markets, Savings, C.D.' s, also ATM and Debit Cards, Overdraft Protection, Online Banking and Bill Payment.

The Merchants National Bank has seventeen convenient offices to serve you in Ohio: three in Hillsboro, two locations in Greenfield, and one location in Washington Court House, London, Mt. Orab, Springfield, Batavia, Georgetown, Marysville, two locations in Wilmington, two locations in Logan, and one in Athens. We have ATM's at sixteen of our locations. Each of our offices is individually and locally managed.

Our philosophy is simple: We are a family of independent minds making local decisions which keeps us very close to the customers we serve. In an extremely competitive environment, this fact really makes the difference.

Thank you from the Board of Directors and staff members for helping us grow in strength and service to our communities.


Board of Directors

Top row left to right: Paul Pence, Kenny Sims, Steven Farrens, James Evans, Chris Walker
Bottom row left to right: Richard Carr, Amy Davis, William Butler

Community Involvement

We are a Real Community Bank and involved in the communities we live…..
Events and Contributions made by the Staff, Employees and Board of the Merchants National Bank.