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Closing Costs Explained
Common closing costs can include, but not limited to, an origination fee, credit report fee, appraisal fee, flood determination fee, title insurance, closing or settlement fee, mortgage insurance premium (if applicable), wire transfer fees and recording fees.
Escrow accounts are often required for many loans for homeowners insurance, real estate taxes, and homeowners associations and require cash deposits at closing.
After your initial meeting with your loan officer, you should receive a Loan Estimate that includes all the estimated costs to close your loan.